Bregman Financial and Insurance Services, Inc.

<body bgcolor="#FFFFFF" leftmargin="15" topmargin="0" marginwidth="15" marginheight="0" background="/graphics/E/T2mainback.jpg"> <table width="570" border="0" cellspacing="0" cellpadding="6"> <tr><td align="center" valign="top"> <img src="/files/16003/MarcHomePhotoREV~001.jpg" alt="Bregman Financial and Insurance Services, Inc." height="193" width="160" border="0"> </td><td align="left" valign="top"> <div align="left"><font face="Verdana, Arial, Helvetica, sans-serif"><b></b></font></div> <div align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"></font></div> <table border="0" cellspacing="0" cellpadding="6"> <tr> <td><font face="Verdana, Arial, Helvetica, sans-serif"><b><font size="3" color="#003399"> Bregman Financial & Insurance Services, Inc.</font></b></font></td> </tr> <tr> <td><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><b> Marc A. Bregman, CA Ins. Lic. #0C11471</b></font></td> </tr> <tr><td><font face="Verdana, Arial, Helvetica, sans-serif" size="2">11701 E. Kettleman Lane<br>Lodi, CA 95240<br>Phone 209.367.0930<br>FAX 209.367.0463<table border="0" cellspacing="0" cellpadding="0"> <tr><td colspan="2" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Email: </font></td> </tr><tr> <td colspan="2" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><a href="mailto:mabregman@ft.newyorklife.com">mabregman@ft.newyorklife.com</a><br></font></td></tr></table></font></td></tr> </table> </td> </tr> <tr> <td colspan="2" valign="top" align="left"> <p><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><p align="center"><em><font face="Verdana, arial, helvetica, sans - serif" color="#4f4f4f" size="1"></font></em> </p> <p align="center"><strong><em><font face="Verdana, arial, helvetica, sans - serif" color="#4f4f4f" size="5">Providing financial and insurance </font></em><em><font face="Verdana, arial, helvetica, sans - serif" color="#4f4f4f" size="5">services to businesses and individuals</font></em></strong></p> <p><font face="Verdana, arial, helvetica, sans - serif" size="2">Bregman Financial & Insurance Services has been dedicated to serving the financial and insurance needs of the community since 1997. Offering financial planning assistance through Eagle Strategies LLC, individual and employee insurance coverage and other products, Marc works diligently to help his clients choose options that best fit their lifestyle needs.</font></p> <p><font face="Verdana" size="2">Please use this website as a resource. For additional information or to schedule a meeting please <a href="mailto:mabregman@ft.newyorklife.com?subject=Request%20for%20Information%20via%20Website">contact Marc</a>.</font></p> <p><font face="Georgia, times new roman, serif"><font face="Verdana, arial, helvetica, sans - serif"><font size="1">Marc A. Bregman is an agent licensed through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of CA. No insurance business may be conducted outside the state referenced.</font></font></font></p> <p><font face="Georgia, times new roman, serif"><font face="Verdana, arial, helvetica, sans - serif"><font size="1">Marc A. Bregman is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC 11701 E. Kettleman Lane, Lodi, CA 95240, 209.367.0930, Member <a target="_blank" href="http://www.finra.org">FINRA</a>/<a target="_blank" href="http://www.sipc.org">SIPC</a>, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific state referenced.<br /> <br /> Marc A. Bregman is also separately registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of California. As such, these services are strictly intended for individuals residing in the specific state referenced. </font></font></font><font face="Georgia, times new roman, serif"><font face="Verdana, arial, helvetica, sans - serif"><font size="1">Bregman Financial & Insurance Services, Inc., is not owned or operated by Eagle Strategies LLC or its affiliates.</font><br /> <br /> </font></font></p></font></p> </td> </tr> <tr><td colspan="2"><table border="0" cellpadding="0" width="100%"><tr> <td align="center" valign="top"> <table border="0" cellpadding="0" width="100%"> <tr> <td colspan="2" width="225" height="32" valign="bottom"><img src="/graphics/E/TA11_Account_Access_Header.gif" width="225" height="32" border="0" alt="Account Access"></td> </tr> <tr> <td width="14" background="/graphics/E/TA11_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <form name="access_links"> <select name="target_link" onChange="javascript:new_window(document.access_links.target_link.options[document.access_links.target_link.selectedIndex].value,'800','600'); self.document.access_links.target_link.selectedIndex=0"> <option value="null.htm">Choose a site... <option value="https://www.vsc3.newyorklife.com/VSCRegWebApp/login">Account Summary <option value="https://www.vsc3.newyorklife.com/VSCRegWebApp/login">Life Insurance and Annuities <option value="http://www.nylim.com/portal/site/MainStay">MainStay Mutual Funds <option value="https://www.mystreetscape.com/my/NYLIFEsecurities">NYLIFE Securities <option value="http://www.nylim.com/portal/site/retirement">NYLIM Mutual Plans <option value="http://www.upromise.com/partner/acqLandingNavbar.do?partnerName=newyorklife&ax=nyl">Upromise </select> </form> </td> </tr> </table> </td> <td align="center" valign="top"> <table border="0" cellpadding="0" width="100%"> <tr> <td colspan="2" width="225" height="32" valign="bottom"><img src="/graphics/E/TA11_Personal_Folders_Header.gif" width="225" height="32" border="0" alt="Personal Folders"></td> </tr> <tr> <td width="14" background="/graphics/E/TA11_r2_c6.gif"> </td> <td valign="top" width="211"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><a href="http://www.newyorklife.com/cda/0,3254,11266,00.html" onclick="javascript:infobox(this.href,'800','600'); return false;" target="_blank"><font color="#000000">Log in or create</font></a> a Personal Folder</font> </td> </tr> </table> </td> </tr></table></td></tr> <tr> <td align="center" colspan="2" height="19"><hr color="#003399"></td> </tr> <tr> <td colspan="2" height="28"> <table border="0" cellspacing="0" cellpadding="4" align="center"> <tr> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3220" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Help Chart the Future of Your Family Business</b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3488" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>HOT TOPIC: Could High Oil and Gas Prices Derail the Recovery?</b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3490" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Doing Your Heirs a Favor</b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3060" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy? </b></font></a></td> </tr> </table> </td> </tr> <tr> <td colspan="2"> <div id="copyrightDisclaimer" style="font-family: Arial, Helvetica, sans-serif; font-size: smaller; text-align: center;"> <br> <a href="http://www.bregmanfin-insservices.com/files/NYLDBAdisclaimer.htm" TARGET="_blank"> Copyright 2012. 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